Tired of using your credit cards to buy Christmas presents only to take all year to pay them off and then start all over again? Open a Christmas Club Account with direct deposit payroll and get off the Holiday spending treadmill . . .Our Christmas Club Accounts are painless and easy. Talk to anyone in Member Service in any of our offices and they can get you set up in just a few minutes. Direct deposit makes it easy and we pay out our Christmas Clubs every year on October 1st. We deposit the money back to your checking or savings account so you can start shopping early. Christmas Club Accounts automatically roll over from year to year, so you don't have to wait for that coupon book to come in the mail. Visit your favorite Fremont Federal Credit Union office today!