Thursday, 09 September 2010

Literacy Programs

Credit union philosophy is centered around people helping people and education.  This is why we are very proud to sponsor grade school and high school literacy programs. 

We carry our financial literacy mission one step further with a product program designed especially for teens called Cha-Ching.  We offer our teens a checking, Visa Check Card, E-Statement, Online Banking, Bill Pay and Visa Credit Card as long as a parent or guardian is a joint owner.  What a smart way to teach your teen money management!

Our grade school program is called Saving With Mandy and Randy and is currently used in all 16 grade schools in Sandusky County.  The program is geared towards second graders, introducing them to basic saving, counting coins and the difference between needs and wants.  A complimentary guest speaker and tour of our Main Office vault from the 1800's, is included.    

Our high school program is appropriately named, Making The Right Money Moves, targeted to high school juniors and seniors.  The program covers the basics of handling a checking account, the effects of finance charges on loans and compounding interest on deposits.  The importance of managing credit is stressed with sample credit reports reviewed.  We feel the most important aspect of this program is for the student to walk away knowing they own their credit history. We make them aware that improper payment of cell phone bills, DVD rentals etc. can affect their credit rating.  We make them aware of what they will encounter once they head off to college or into the work force and the ease of obtaining credit cards.   A complimentary guest speaker and tour of our Main Office vault is included with this program.


 

 

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