Loan Protection - Credit Life and Disability

Peace of mind and protection is what you'll get from our Credit Life and Disability Insurance - available with any of our loan products.

Peace of mind - these are not situations that we like to think about, but for a small investment, you can have peace of mind that your family will not be burdened with paying off your loans.

Protection - if you become disabled, our payment protection plan will make your payments for you, protecting the credit that you have worked so hard to build. 

Credit Life Insurance
Must be under the age of 70
Maximum loan balance of $50,000 and terms of 10 years or less
Joint coverage available

Credit Disability Insurance
Primary borrower only
Must be under the age of 66, working 25 hours a week
Maximum total monthly disability benefit is $850
Added onto loan on the last day of each month; credit card premiums are added to the balance on the statement date

Our Credit Life and Disability Insurance is insured through CUNA Mutual Insurance Society.

Pre-existing conditions and certain benefit exclusions may apply.  Must complete "Statement of Insurability" when adding after 30 days of the date of the loan for both Credit Life and Credit Disability.  Refunds are not applicable because premiums are paid monthly.  Cancellations must be in writing and become effective the first day of the following month.