Unlock $50 When You Join Today – Plus $50 for Your Referrer!

It’s easy to get started with FFCU. When you join today, you’ll receive a $50 bonus deposited into your new account! But that’s not all—if you were referred by a current member, they’ll also receive a $50 referral bonus. It’s a win-win for everyone!

How It Works:

1. Join FFCU: Become a new member and get $50 added to your new account.
2. Referral Bonus: If a current member refers you, they’ll get $50, too — just visit a branch to complete the setup.
3. Account Setup: To qualify for the bonus, you’ll need to open both a savings and checking account.
4. Get Rewarded: Referral bonuses will be deposited into the referring member's checking account once the new member completes all the requirements.

Referral Program Terms & Conditions – FFCU

The Member, or Referrer:
Members of the Fremont Federal Credit Union (FFCU) in good standing, 18 years of age or older, with an active FFCU checking or savings account are eligible to participate. Once a member refers someone, they become the “Referrer” and will receive a unique referral link. The Referrer will earn a $50 bonus for each friend or family member who meets the qualifying criteria listed below. The Referrer can earn up to $500 in bonuses, which equals 10 successful referrals. There is no limit to the number of referrals a member can make. Sharing referral links on third-party social media, blogs, or similar platforms is prohibited and may result in disqualification of both the Referrer and the Referred.

The Friend, Family or Referred:
To earn the $50 bonus, the referred friend or family member must:

1. Come into an FFCU Branch location and open an FFCU checking account and an FFCU savings account, fulfilling all FFCU account setup requirements*
2. Keep the account(s) open for a minimum of 60 days.

*FFCU Savings account requires an initial $5 deposit; FFCU Checking requires $50; the referral bonus does not count towards either deposit, as the bonus will be awarded afterwards. This offer is valid for new FFCU members who open both a new FFCU Checking and FFCU Savings Accounts and have not closed an FFCU membership in the last 12 months. FFCU employees are not eligible for the $50 Referral Bonus. New memberships must be created via an FFCU Branch location and cannot be completed online.

Fulfillment:
The bonus will be deposited into the Referrer's and new member's checking accounts within 1-30 days, by the last business day of the month following the completion of all qualifying criteria. If the referred member’s account is closed within two (2) months of account opening, the bonus will be deducted at the time of closure, subject to Collections.

The bonus will be reported as taxable income and reported on IRS Form 1099-INT. Consult your tax advisor.

Additional exclusions may apply.

The offer is subject to change without notice.

Eligibility:
Employees of FFCU or any of its subsidiaries, affiliates, or promotional agencies are not eligible to participate. FFCU reserves the right to modify or terminate the program at any time for any reason. New members must meet eligibility requirements.

Termination of Participation:
FFCU reserves the right to terminate or modify your participation in this program at any time, in its sole discretion. However, qualified referrals made prior to the termination or modification will still be honored unless your participation is ended due to a violation of these Terms & Conditions, fraud, or abuse.

Independent Contractor Relationship:
Participation in this program does not establish any joint venture, employer-employee relationship, or partnership between the Referrer and FFCU. You participate at your own risk and as an independent contractor. You are not authorized to make any marketing claims or represent FFCU in any way.

Indemnification:
By participating in this program, you agree to indemnify and hold harmless FFCU, affiliates, and their respective agents from any claims, damages, or expenses arising from your participation in this program or your breach of these Terms & Conditions. This includes any third-party claims or legal costs related to your involvement.

This referral program is subject to change at any time, and participation may be terminated if there is a breach of terms or other reasons deemed necessary by FFCU.

Federally Insured by NCUA. Membership eligibility required.

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