Choose the Card That is Right For You

Whether you're looking to get rewarded for the purchases you make every day or simply looking for credit cards with low interest rates, our Platinum Rewards Visa and Platinum Visa credit cards offer two unique experiences designed to fit your needs.
Our cards come standard with no hidden charges or annual fees, allowing you to spend with peace of mind. 

Additionally, we offer personalized dispute assistance and an interest-free, 25-day grace period on all purchases when your balance is paid in full each month. So apply today and see why FFCU is the premier pick for the best Platinum Credit Card around!

See How They Compare Side-by-Side

*Visa Legacy Grandfathered product from our old card provider. This is our Visa Platinum Card that was grandfathered to our new Visa Platinum card program in which you still have the same rate as you did with our old card, but you have limited rewards.
This card is not offered to new cardholders.

Visa Platinum Rewards Card - This card is all about the benefits. Rack up points and enjoy competitive interest rates without an annual fee. Then, redeem your points for valuable rewards, including gift cards, merchandise, or travel. 

Visa Platinum Card - This is our low rate Visa Platinum Card. Whether you're paying for everyday expenses or making larger lifestyle investments, you shouldn't have to fear credit card debt. The FFCU Visa Platinum Card keeps you in control of your finances.

Visa Platinum Rewards Card

Visa Platinum Card

Why Apply for an FFCU Visa Platinum Credit Card

• Choose from our Low Variable Rate Card
  or Rewards Visa Platinum Card

• Local Personalized Service

• No Annual Fee, No balance transfer Fees

• Easy Online Access

• 1.0% Rewards on All Rewards Card Purchases

• Cashback Redemption on FFCU Rewards Card

• Enhanced Visa Secure Protection/ Free Lifelock Security

• Free Credit Monitoring with Dovly

• Emergency Card replacement

• Mobile Wallet Capibility

• Access to Financial Education with Practical Money Skills

• Available Debt Protection

• ATM Access to over 33,000 ATM's worldwide

• 24/7 Cardholder Service

• Online Access
   

Additional Features

• Automated Fraud alerts: Receive emails and/or text messages for specific transaction types and dollar amounts. 

• Visa mobile: Make payments, check balances, review your activity and report your card lost or stolen, all from the convenience of your smartphone. 
  Download The Fremont FCU Cards app today!

• Google Wallet: Take advantage of the latest forms of payment technology. 

CURewards.com 

Did you know that you can earn Bonus Points for every qualifying net dollar you spend? You can then turn your purchases into amazing Merchandise, Travel, or Experience rewards! We have top-name brand name items, fantastic vacation getaways, valuable services, to once in a lifetime experiences. CURewards has it all! We are continually updating our reward options so you'll have the latest and greatest rewards to choose from. So, go ahead, log in, have fun searching for rewards, create your wish list, and most importantly, be sure to visit often.

* Travel redeemed on Visa Legacy Grandfathered Card would cost the member about 35,000 points, whereas the Visa Platinum Reward program would cost the member for the same flight 25,000 points.

** From time to time, we may offer promotions to enhance the rewards you can earn on your card. For example, we may have a promotion over December that allows you to earn 10,000 points if you spend $2,000 on your card. 

*** This is an online mall within the rewards portal that some merchants may offer more points per dollar for shopping with them and using the Fremont Federal Credit Union Visa Platinum card. For example, Nike may have a promotion that allows you to earn 2 points per dollar spent on our card within their store if you use the portal. Normally that transaction would only be 1 point per dollar spent.
 

Pay down higher-interest credit card balances.

You can quickly transfer balances from your other credit cards to take advantage of the FFCU Visa® Platinum Card benefits – especially the lower interest rate. Transfer your balances at any time, and we'll never charge you a balance transfer fee. Let us help you get it started by stopping by one of our branches and speaking with a Member Service Rep, Today!

Credit Card Rates

Take advantage of some of the most competitive rates available when applying for an FFCU VISA Platinum credit card. With your New Platinum card, you can build your credit as you enjoy greater purchasing power. You can also easily manage your account right online, day or night. Best of all, our cards are mobile wallet ready for your added convenience. Choosing the right credit card to fit your lifestyle is easier than ever when you're a member of Fremont Federal Credit Union.

Our low APR* credit cards offer generous credit limits and low APRs compared to other credit unions and banks. Compare below and see why FFCU Visa Platinum credit card interest rates are some of the most competitive available anywhere. 
 

Rates

*Annual Percentage Rate. APR will vary with the market based on the Prime Rate.

Visa Credit Card FAQs

Apply online to get approved for a VISA Platinum or Visa Platinum Rewards Credit Card today! 
IMPORTANT PHONE NUMBERS:

To activate your Visa Platinum Card, call 1-800-631-3197.

To change your Fremont Federal Credit Union Visa PIN #, call 1-888-886-0083.

To report your Fremont Federal Credit Union Visa Platinum Card Lost/Stolen, call 1-866-606-2519 - Out of the Country call collect 727-299-2449.

To place a dispute or report any fraudulent transactions on your Fremont Federal Credit Union Visa Platinum Card, call 1-866-606-2519.

VISA Disclaimer 

*The Annual Percentage Rate is Fremont Federal CU's current Rate as of (12/1/2023). No Annual Fee. The rate is variable and may change. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Call us at 419-334-4434 for current rates, terms and conditions. The credit union will post credit card agreements on the credit union website in a format that is readily usable by the general public and maintain the agreements at least as frequently as the quarterly schedule required for submission of the agreements to the CFPB. [1026.58] Federally Insured by NCUA. Membership Eligibility Required.